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New York Mortgage Recording Tax Rates by County
The combined mortgage recording tax rate for every New York county, checked against Form MT-15. In New York City the rate steps at $500,000; elsewhere one county rate applies.
Combined rate per $100 of mortgage
| County | Rate (NYC: under $500,000) | NYC $500,000+ 1–3 family / condo | NYC $500,000+ other |
|---|---|---|---|
| Albany | $1.25 per $100 | — | — |
| Allegany | $1.00 per $100 | — | — |
| Bronx (NYC) | $2.05 per $100 | $2.175 per $100 | $2.80 per $100 |
| Broome | $1.00 per $100 | — | — |
| Cattaraugus | $1.25 per $100 | — | — |
| Cayuga | $1.00 per $100 | — | — |
| Chautauqua | $1.25 per $100 | — | — |
| Chemung | $0.75 per $100 | — | — |
| Chenango | $1.00 per $100 | — | — |
| Clinton | $1.00 per $100 | — | — |
| Columbia | $1.25 per $100 | — | — |
| Cortland | $1.25 per $100 | — | — |
| Delaware | $1.00 per $100 | — | — |
| Dutchess | $1.05 per $100 | — | — |
| Erie | $1.00 per $100 | — | — |
| Essex | $1.25 per $100 | — | — |
| Franklin | $1.00 per $100 | — | — |
| Fulton | $1.00 per $100 | — | — |
| Genesee | $1.25 per $100 | — | — |
| Greene | $1.25 per $100 | — | — |
| Hamilton | $1.00 per $100 | — | — |
| Herkimer | $1.00 per $100 | — | — |
| Jefferson | $0.75 per $100 | — | — |
| Kings (NYC) | $2.05 per $100 | $2.175 per $100 | $2.80 per $100 |
| Lewis | $1.00 per $100 | — | — |
| Livingston | $1.25 per $100 | — | — |
| Madison | $1.00 per $100 | — | — |
| Monroe | $1.00 per $100 | — | — |
| Montgomery | $0.75 per $100 | — | — |
| Nassau | $1.05 per $100 | — | — |
| New York (NYC) | $2.05 per $100 | $2.175 per $100 | $2.80 per $100 |
| Niagara | $1.00 per $100 | — | — |
| Oneida | $1.00 per $100 | — | — |
| Onondaga | $1.00 per $100 | — | — |
| Ontario | $1.00 per $100 | — | — |
| Orange | $1.05 per $100 | — | — |
| Orleans | $1.00 per $100 | — | — |
| Oswego | $1.00 per $100 | — | — |
| Otsego | $1.00 per $100 | — | — |
| Putnam | $1.05 per $100 | — | — |
| Queens (NYC) | $2.05 per $100 | $2.175 per $100 | $2.80 per $100 |
| Rensselaer | $1.25 per $100 | — | — |
| Richmond (NYC) | $2.05 per $100 | $2.175 per $100 | $2.80 per $100 |
| Rockland | $1.30 per $100 | — | — |
| Saratoga | $1.00 per $100 | — | — |
| Schenectady | $1.25 per $100 | — | — |
| Schoharie | $1.00 per $100 | — | — |
| Schuyler | $1.00 per $100 | — | — |
| Seneca | $1.00 per $100 | — | — |
| St. Lawrence | $0.75 per $100 | — | — |
| Steuben | $1.25 per $100 | — | — |
| Suffolk | $1.05 per $100 | — | — |
| Sullivan | $1.00 per $100 | — | — |
| Tioga | $0.75 per $100 | — | — |
| Tompkins | $1.00 per $100 | — | — |
| Ulster | $0.75 per $100 | — | — |
| Warren | $1.25 per $100 | — | — |
| Washington | $1.25 per $100 | — | — |
| Wayne | $1.25 per $100 | — | — |
| Westchester (outside Yonkers) | $1.30 per $100 | — | — |
| Wyoming | $1.25 per $100 | — | — |
| Yates | $1.00 per $100 | — | — |
| Yonkers (city) | $1.80 per $100 | — | — |
Generated from the rate book our calculators run on (transfer tax workbook version 2026.10.11).
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