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Calculator · New Jersey
New Jersey Title Insurance Calculator
New Jersey title premiums follow one filed statewide schedule. Enter the price and the loan and get the exact premium. Rates: NJRB filed rates, effective 11/01/2023.
Standard owner's and loan rate
| Amount of insurance | Rate |
|---|---|
| Up to $100,000 | $5.25 per $1,000 |
| $100,000 – $500,000 | $4.25 per $1,000 |
| $500,000 – $2,000,000 | $2.75 per $1,000 |
| Over $2,000,000 | $2.00 per $1,000 |
Figures are drawn from the same rate book the calculator runs on.
Questions
Frequently asked
Is there a minimum title premium in New Jersey?
Yes. The minimum charge is $200 per policy, waived for the simultaneous loan policy.
What does a simultaneous loan policy cost in NJ?
A flat $25 when it issues with the owner's policy.