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New York Title Insurance Calculator
Title premiums in New York are set by the TIRSA rate manual and priced by zone. Enter the price and the loan and get the owner's and loan premiums for the county. Rates: TIRSA Rate Manual, 7th Revision, effective 10/01/2024.
Owner's policy — Zone 2 (includes NYC, Rockland, Orange, Westchester, Long Island)
| Amount of insurance | Rate |
|---|---|
| First $35,000 | $382 flat |
| $35,000 – $50,000 | $6.34 per $1,000 |
| $50,000 – $100,000 | $5.16 per $1,000 |
| $100,000 – $500,000 | $4.14 per $1,000 |
| $500,000 – $1,000,000 | $3.78 per $1,000 |
| $1,000,000 – $5,000,000 | $3.48 per $1,000 |
| $5,000,000 – $10,000,000 | $3.09 per $1,000 |
| $10,000,000 – $15,000,000 | $2.92 per $1,000 |
| Over $15,000,000 | $2.62 per $1,000 |
Figures are drawn from the same rate book the calculator runs on.
Questions
Frequently asked
Which counties are TIRSA Zone 2?
Zone 2 covers Albany, Bronx, Columbia, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland, Suffolk, Sullivan, Ulster, Westchester. All other New York counties are Zone 1.
What is the simultaneous loan policy rate in New York?
When the loan policy issues with the owner's policy, it is charged at 30% of the loan rate up to the owner's amount.