What the mortgage covers
The form asks for the property, the borrower, the lender, the date the mortgage is signed, the loan amount, the yearly interest rate and the date the loan must be paid off in full, plus optional terms: the monthly payment, the days late before default (30 if left blank), extra conditions, and whether this is the only mortgage on the property.
Who signs
Every borrower signs in front of a notary. The lender does not sign.
How it works
- Create it online. Answer plain-English questions and the mortgage is drafted for you.
- Sign in front of a notary. Everyone named as a signer signs in ink; the signing guide in your package marks every place to sign.
- Send it for recording. Every recordable document carries its own way straight into recording. Scan it to one PDF (300 dpi, up to 50 MB) and upload it.
- We review and file it. Our office checks the scan by hand within one business day of payment, files it with the county and emails you the recorded copy.
Recording instructions: who signs, how to scan and our one-day review ↗
Frequently asked
What does the mortgage ask?
It asks for the property, the borrower, the lender, the date the mortgage is signed, the loan amount, the yearly interest rate and the date the loan must be paid off in full. You can add the monthly payment, the grace period before default and any extra conditions.
Who signs?
Every borrower signs in front of a notary. The lender does not sign.
Does it need a legal description?
Yes. A recorded mortgage carries the property's legal description.