Home New Jersey closing costs Union County, New Jersey Title Insurance
Union County, New Jersey Title Insurance
Thalwei Abstract searches, insures and closes title in Union County. New Jersey's transfer fee and title rates are statewide, so here is the full picture for a Union County closing — and the calculators to price it. We close in Roselle and Plainfield, and across the county.
Closing costs at a glance
| Item | Rate | Customary payer |
|---|---|---|
| Realty transfer fee (over $350,000) | $2.90 – $6.05 per $500 by bracket | Seller |
| Graduated percent fee (contracts on/after 7/10/2025) | 1% – 3.5% of the entire price over $1,000,000 | Seller |
| Title insurance (standard rate) | $5.25 per $1,000 on the first $100,000 | Buyer / borrower |
Figures are drawn from the same rate book our calculators run on.
Frequently asked
How much is the transfer fee in Union County?
New Jersey's realty transfer fee is statewide and charged by bracket per $500; the full schedule is in our NJ realty transfer fee table.
Who pays the NJ mansion tax?
For contracts on or after July 10, 2025, the seller pays the graduated percent fee on sales over $1,000,000.
Do you close in Roselle or Plainfield?
Yes. Thalwei Abstract searches, insures and closes title in Roselle and Plainfield. Place the order once — we carry it to the table.