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Lakewood & Ocean County Title Insurance
Thalwei Abstract searches, insures and closes title in Lakewood and Ocean County. New Jersey's transfer fee and title rates are statewide, so here is the full picture for a Ocean County closing — and the calculators to price it.
Closing costs at a glance
| Item | Rate | Customary payer |
|---|---|---|
| Realty transfer fee (over $350,000) | $2.90 – $6.05 per $500 by bracket | Seller |
| Graduated percent fee (contracts on/after 7/10/2025) | 1% – 3.5% of the entire price over $1,000,000 | Seller |
| Title insurance (standard rate) | $5.25 per $1,000 on the first $100,000 | Buyer / borrower |
Figures are drawn from the same rate book our calculators run on.
Questions
Frequently asked
How much is the transfer fee in Ocean County?
New Jersey's realty transfer fee is statewide and charged by bracket per $500; the full schedule is in our NJ realty transfer fee table.
Who pays the NJ mansion tax?
For contracts on or after July 10, 2025, the seller pays the graduated percent fee on sales over $1,000,000.
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